Some federal moratoria on evictions in the US are the CARES Act Eviction Moratorium, the FHFA Mortgage and Eviction Moratorium, and the CDC Temporary Evictions Moratorium. The CARES Act and the FHFA moratoria expired on July 24 and August 31, respectively, while the CDC Eviction ban is expected to expire on December 31, 2020.

The CARES Act Eviction Moratorium

FHFA Mortgage and Eviction Moratorium

The CDC Temporary Evictions Moratorium

  • The latest federal moratorium on eviction went into effect on September 1 and is set to expire on December 31.
  • Unlike the CARES Act moratorium, which only covered federally-subsidized housing units, the CDC moratorium protects renters in the 43 million rental households in the United States.
  • The order was issued by the Center for Disease Prevention (CDC) as a measure to mitigate the spread of COVID-19 since residential evictions, homelessness, and crowded places are key contributors to the spread of the virus.
  • According to the moratorium, ” a landlord, owner of a residential property, or other person with a legal right to pursue eviction or possessory action, shall not evict any covered person from any residential property in any jurisdiction to which this Order applies during the effective period of the Order.”
  • While the order halts evictions for non-payment of rent, it does not prohibit late fees or penalties, does not forgive rent, and does not offer any financial assistance to help tenants pay their rent.
  • For tenants who have fallen back on rent to be covered by this order, they must fulfill the following conditions:
  • Tenants and renters who meet the above requirements must sign a declaration form and leave it with their landlords.
  • The CDC ban on evictions could prevent up to 40 million Americans from losing their homes.

Leave a Reply